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Effective May 10, 2021 · Last updated June 1, 2025

Welcome to Interstellar Inc. (“Interstellar”, “we”, “our” or “us”). These Terms of Service (“Terms”) govern your access to and use of our websites, products, APIs, infrastructure, software, blockchain networks and services (collectively, the “Services”).

Please read these Terms carefully before using our Services. By accessing or using the Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, do not use our Services.

1. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to use our Services. By using our Services, you represent that you meet these requirements.

2. Scope of Services

Interstellar provides blockchain infrastructure, APIs, software tools, compliance middleware and associated technical services for businesses, financial institutions, developers and partners. Services may include:

  • Permissioned blockchain infrastructure (Stargate)
  • Currency exchange and settlement (PACM)
  • Sovereign payment orchestration and digital-money infrastructure (Universal Wallet Infrastructure)
  • Digital asset issuance and management
  • Cross-border payment tools
  • Wallet and identity infrastructure
  • Tokenisation solutions
  • Compliance and analytics modules

3. User Accounts

To access certain features, you may need to register for an account. You are responsible for maintaining the confidentiality of your credentials and all activities under your account. You must notify us immediately of any unauthorised use or security breach.

4. Prohibited Use

You may not use our Services to:

  • Violate any applicable laws or regulations
  • Engage in money laundering, terrorist financing or illicit financial activities
  • Infringe on any intellectual property rights
  • Transmit viruses or malicious code
  • Circumvent security or access controls
  • Exploit, scrape or reverse engineer any part of the Services

We reserve the right to suspend or terminate access for violations.

5. Compliance and Legal Obligations

You agree to comply with all applicable laws and regulations, including:

  • U.S. laws (for example OFAC, SEC, FinCEN)
  • European Union laws, including GDPR and MiCA
  • African regional regulations, including the frameworks of central banks, securities commissions and regional integration bodies
  • Any licensing obligations if you operate or integrate our infrastructure

We may cooperate with regulators and law enforcement when legally required.

6. Intellectual Property

All content, code, software and infrastructure components provided by Interstellar remain our exclusive property or that of our licensors. You may not use our branding, trademarks or IP without written permission.

You retain ownership of your intellectual property but grant us a limited licence to host, use and transmit your data as necessary to deliver the Services.

7. Open Source Software

Some components of our Services may include open-source libraries governed by separate licence agreements. You agree to comply with the terms of any such licences.

8. Privacy and Data Processing

Our use of your personal data is governed by our Privacy Policy. We process data in accordance with international data protection laws, including GDPR, and use secure methods to safeguard data across borders.

You must not use our Services to process or store personal data unless permitted under applicable data protection laws.

9. APIs and Developer Use

Use of our APIs is governed by these Terms and any applicable API documentation or service-specific agreements. You may not:

  • Abuse or overload the APIs
  • Share API keys without authorisation
  • Use APIs to build competing products

We reserve the right to monitor, limit or revoke API access at our sole discretion.

10. Disclaimers

Our Services are provided “as is” and “as available” without warranties of any kind. We do not guarantee uninterrupted service, absolute security, or that errors will be corrected. Use of blockchain-based systems carries inherent risks, including loss of funds, protocol changes or data immutability.

11. Limitation of Liability

To the fullest extent permitted by law, Interstellar shall not be liable for any indirect, incidental, consequential, special or punitive damages, or loss of profits, revenue, data or business opportunities, even if advised of the possibility of such damages.

In jurisdictions where exclusions are not allowed, liability is limited to the amount you paid, if any, for use of the Service during the 12 months preceding the claim.

12. Indemnification

You agree to indemnify and hold harmless Interstellar and its officers, employees and affiliates from any claims, damages, liabilities and legal fees arising from your use of the Services, your violation of these Terms, or your violation of any law or rights of a third party.

13. Third-Party Services

Our Services may integrate with or link to third-party platforms. We are not responsible for third-party content, policies or services. Use them at your own risk.

14. Termination

We may suspend or terminate your access to our Services at any time, with or without notice, for any reason, including breach of these Terms or applicable law. Upon termination, any licences granted to you shall immediately cease.

15. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the Republic of Seychelles. Any disputes shall be resolved through arbitration or courts located in Seychelles, unless otherwise required by applicable local laws.

16. Modifications

We may revise these Terms from time to time. If changes are material, we will provide notice via email or on our website. Continued use of the Services after such changes constitutes acceptance.

17. Contact Us

If you have questions about these Terms, contact us through the contact page of this site, or by post:

Interstellar Inc.

1st Floor, Dekk House, Zippora Street

Providence Industrial Estate, Mahé, Seychelles